Business and Professional insurance
Business and Professional insurance

Guardian‘s Business and Professional insurance provides high quality products and advice for companies, businesses and individuals.

Our business insurance products cover risks across the business sector including:.

  • Hospitality
  • Retail businesses
  • Wholesale businesses
  • Manufacturing
  • Property Owners
  • Professionals

Complex legislation and regulatory codes of practices are just some of the challenges you‘ll face when running your own business. We take the time to understand our client‘s specific risk profiles and then negotiate the most favourable and leading edge insurance solutions to protect your business.

We have strong association connections across the business and professional services industry including Chambers of Commerce and Industry Associations.

Professionals and Consultants

As business becomes more complex, professionals in the consulting industry face increasing risks including conflicts of interest, confidentiality breaches, client dissatisfaction, errors or omissions and fraud.


With these exposures, insurance for consultants is essential so that you can protect your practice now and into the future.

Guardian offers an inspired product formulated specifically for business consultants. Offering the broadest coverage and wide flexibility, this insurance provides a level of security that will give you greater confidence in the way you provide your services.

We understand the needs of business consultants and our cover can include:

  • Broad professional indemnity and public liability coverage
  • Business insurance such as office, motor and travel
  • Extensive coverage across areas such as civil liability, deception, defamation, fraud and loss of data costs
  • Home and contents that includes commercial activities for those who work at home
  • Optional extensions for employment practices liability and fidelity
  • Access to our exclusive IH Business Assist service.